How the StashAway referral program works
StashAway gives both sides a six-month management fee waiver on up to S$10,000 of assets under management. The waiver stacks linearly: two friends means S$20,000 managed free for six months, three means S$30,000, and there is no limit on how many people you can refer.
What the program pays
What makes this program different
A reward denominated in forgone fees rather than cash. No money ever leaves the business — StashAway simply declines to charge on a slice of assets for six months, so the cost is a revenue reduction proportional to assets it would not otherwise have held.
Why it works
Waiving a fee costs less than paying cash of the same headline value, because the fee would only have been earned on assets the referral brought in.
Linear stacking gives a clear mental model: each friend buys another S$10,000 of free management.
A S$1 funding threshold removes almost all friction from qualification.
What to copy
- If you charge a percentage fee, waive it instead of paying cash. The perceived value is high and the real cost is a fraction of a cash equivalent.
- Make stacking arithmetic obvious. 'Two friends, S$20,000 free' is instantly understandable.
StashAway referrals, answered
What does StashAway give for a referral?
A six-month management fee waiver on up to S$10,000 of assets, for both you and your friend. The waiver stacks — three friends means S$30,000 managed free for six months.
Is there a limit on StashAway referrals?
No. StashAway's help centre states there is no limit on how many people you can refer.
StashAway is not a ReferralFlo customer and this page is not affiliated with, endorsed by, or sponsored by StashAway. All terms described here are taken from StashAway’s own published materials as at 4 August 2026 and may have changed since. Trade marks are the property of their respective owners.
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ReferralFlo runs the mechanics on this page \u2014 tiered rewards, qualification rules, caps and payouts \u2014 without engineering time.