ReferralFlo
Malaysia · Payments

How the Touch 'n Go eWallet referral program works

Touch 'n Go eWallet pays RM5 cashback to the referrer and RM3 to the friend, credited once the friend completes eKYC and a first remittance. Volume bonuses stack on top: RM100 at five referrals, RM200 at ten, RM300 at fifteen. The RM100 bonus is limited to the first thirty qualifying users each month.

LiveVerified against Touch 'n Go eWallet’s own terms on 4 August 2026Official source
01The terms

What the program pays

Referrer gets
RM5 per referral, plus RM100 at 5, RM200 at 10, RM300 at 15
Referred friend gets
RM3 cashback after first successful remittance
Qualification
Friend completes eKYC and a first remittance transaction.
Cap
RM100 volume bonus limited to the first 30 qualifying users per month
Expiry
Campaign runs 2 January 2026 to 31 December 2026.
02The mechanic

What makes this program different

The programme is scoped to a single product — remittance — rather than the wallet as a whole, and layers a volume ladder on top of a small per-referral payment. The base reward is deliberately modest; the ladder is where the real money is.

03The design

Why it works

Scoping to remittance targets the highest-margin behaviour rather than paying for generic wallet signups.

A volume ladder converts casual sharers into deliberate recruiters without raising the base cost.

Capping the top bonus to thirty users a month bounds the cost of the ladder precisely.

04The takeaway

What to copy

  • Scope the programme to your most valuable action rather than to account creation.
  • Use a volume ladder to reward your top advocates instead of raising the base reward for everyone.
  • Cap the bonus tier by number of winners per month, which is far easier to budget than a per-user cap.
05Questions

Touch 'n Go eWallet referrals, answered

How much does Touch 'n Go pay for a referral?

RM5 to the referrer and RM3 to the friend, plus volume bonuses of RM100, RM200 and RM300 at five, ten and fifteen referrals. The RM100 bonus is limited to the first thirty qualifying users each month.

Does the Touch 'n Go referral apply to the whole wallet?

No. This programme is scoped to remittance — the friend must complete eKYC and a first remittance transaction to qualify.

Touch 'n Go eWallet is not a ReferralFlo customer and this page is not affiliated with, endorsed by, or sponsored by Touch 'n Go eWallet. All terms described here are taken from Touch 'n Go eWallet’s own published materials as at 4 August 2026 and may have changed since. Trade marks are the property of their respective owners.

Want a program like Touch 'n Go eWallet’s?

ReferralFlo runs the mechanics on this page \u2014 tiered rewards, qualification rules, caps and payouts \u2014 without engineering time.