How the Chase UK referral program works
Chase UK credits 50 pounds to each side's rewards balance. The referrer gets five single-use codes and no more. If a referee links a code and then fails to qualify within 30 days, that code is gone: it cannot be reused, and Chase will not issue a replacement.
What the program pays
What makes this program different
Making referral capacity finite and destructible. Five codes, one referee each, and a code spent on someone who does not follow through is simply lost. Most programmes cap how much you can earn; this one caps how many attempts you get, which changes who a referrer chooses to approach.
Why it works
A finite number of codes makes the referrer select carefully, which raises the quality of who is approached without any policing.
Burning the code on a failed referral removes the incentive to spray links at people unlikely to convert.
Requiring the referee to submit the code inside the app after joining creates an explicit, auditable link between two accounts.
Blocking the referrer from closing their account before payout stops a leaver collecting on the way out.
What to copy
- Consider capping attempts rather than earnings, where you care more about who gets approached than how many.
- Decide what happens to a code consumed by a referral that fails, and say so before someone spends theirs.
- Exclude your own staff and their business contacts explicitly if the reward is meaningful.
- Chase notifies customers whether they are eligible to refer, so the programme is not open to everyone by default. The referee-side conditions, including the deposit required within the 30 days, sit in a separate referee terms document that was not read on the date verified, so they are not detailed here.
Chase UK referrals, answered
How many people can you refer to Chase UK?
Up to five. Each referral code is single use and links to one referee only, and Chase notifies you whether you are eligible to refer at all.
What happens if a Chase referral does not complete?
The code is lost. If a referee links your code and then fails to meet the conditions within 30 days, you cannot reuse that code and Chase will not generate a replacement.
Can you close your Chase account before the reward arrives?
No. The terms require you not to close your last Chase account or deactivate rewards until the referral award has been paid.
Chase UK is not a ReferralFlo customer and this page is not affiliated with, endorsed by, or sponsored by Chase UK. All terms described here are taken from Chase UK’s own published materials as at 8 September 2026 and may have changed since. Trade marks are the property of their respective owners.
Want a program like Chase UK’s?
ReferralFlo runs the mechanics on this page — tiered rewards, qualification rules, caps and payouts — without engineering time.