How the Revolut referral program works
Revolut's terms describe three reward shapes rather than one: a fixed lump sum, a variable amount decided by a draw, and a tiered amount depending how far the invitee gets. Amounts vary by the invitee's country and are named in the promotion invitation, never in the terms.
Revolut runs a program but does not publish the amount
That is a finding, not a gap. The mechanic below is published; the value is not, and any specific figure circulating for this brand comes from third-party sites rather than the company.
What makes this program different
Three reward shapes under one contract. Fixed pays the same every time, variable is settled by a draw, and tiered scales with how far the invitee gets. Writing all three into the terms lets Revolut change the mechanic per campaign without republishing anything, because the terms describe the machinery instead of the offer.
Why it works
Defining the structures once means a new campaign is a configuration change, not a legal one.
A draw-based reward advertises a large number while costing the average, which is the same trick a randomised consumer reward plays.
Tiering by the steps the invitee completes prices a referral by how much of the onboarding actually finished.
Varying by the invitee's country matches the reward to what a customer is worth in that market.
What to copy
- Write the reward mechanics into your terms and the amounts into the campaign, and you can move quickly without republishing terms.
- Requiring the referrer to be the sole sender, and to have permission to contact, puts the consent burden where it can still be met.
- If you run a draw, say so in the terms instead of surprising people with it.
- Revolut publishes no amounts in these terms, placing all of them in the promotion invitation, so any figure quoted elsewhere describes one campaign in one country. Two appendices referenced from this page, covering the draw mechanics and the country variations, were not read on the date verified. These are the German terms; Revolut publishes separate referral terms per market.
Revolut referrals, answered
How much does Revolut pay for a referral?
The terms never say. They define three reward structures, and the amount for any given campaign is set in the promotion invitation, varying by the invitee's country.
Is a Revolut referral reward always the same?
No. It may be a fixed lump sum, a variable amount decided by a draw, or a tiered amount that depends on the steps the invitee completes.
How many people can you refer to Revolut?
The maximum is stated in each promotion invitation rather than in the terms. Referrals beyond that limit earn nothing, even if the invitee completes every step.
Revolut is not a ReferralFlo customer and this page is not affiliated with, endorsed by, or sponsored by Revolut. All terms described here are taken from Revolut’s own published materials as at 8 September 2026 and may have changed since. Trade marks are the property of their respective owners.
Want a program like Revolut’s?
ReferralFlo runs the mechanics on this page — tiered rewards, qualification rules, caps and payouts — without engineering time.