ReferralFlo
Singapore · Fintech

How the MariBank referral program works

MariBank pays the referrer up to S$15 in cash credited to their Mari Savings Account. The friend gets S$8 for a savings account or investment bundle, or S$15 for a credit card or instant loan bundle, credited instantly. The August 2026 campaign is capped at the first 10,000 successful referrals.

LiveVerified against MariBank’s own terms on 4 August 2026Official source
01The terms

What the program pays

Referrer gets
Up to S$15 cash per successful referral
Referred friend gets
S$8 (savings or invest bundle) or S$15 (credit card or loan bundle)
Qualification
Friend opens a qualifying product bundle via the in-app referral code.
Cap
First 10,000 successful referrals
Expiry
Campaign runs 1–31 August 2026 and is re-cut monthly.
02The mechanic

What makes this program different

The referee's reward scales with the product they take, not with a flat signup. A savings account is worth S$8; a credit card or loan bundle is worth S$15 — so the programme steers referred users toward the products MariBank most wants to acquire.

03The design

Why it works

Tiering the referee reward by product routes acquisition toward higher-value relationships without a separate campaign.

A total programme cap gives finance a hard, knowable ceiling on the month's spend.

Instant crediting removes the delay that usually kills referral momentum.

04The takeaway

What to copy

  • Vary the referee reward by product where your products have genuinely different values to you.
  • Cap the programme, not just the user, when you need a predictable monthly budget.
What we could not verify
  • MariBank's marketing page at /promo/refer-a-friend is a JavaScript shell that renders nothing to a crawler; the help-centre articles are the only readable source. An older business-banking article quoting different figures is still live and refers to an expired Oct–Nov 2024 promotion.
05Questions

MariBank referrals, answered

How much does MariBank pay for a referral?

Up to S$15 to the referrer, and S$8 or S$15 to the friend depending on whether they take a savings, investment, credit card or loan bundle. The August 2026 campaign is capped at the first 10,000 successful referrals.

Is the MariBank referral programme always running?

It is re-cut as a dated monthly campaign. The terms verified here cover 1–31 August 2026.

MariBank is not a ReferralFlo customer and this page is not affiliated with, endorsed by, or sponsored by MariBank. All terms described here are taken from MariBank’s own published materials as at 4 August 2026 and may have changed since. Trade marks are the property of their respective owners.

Want a program like MariBank’s?

ReferralFlo runs the mechanics on this page \u2014 tiered rewards, qualification rules, caps and payouts \u2014 without engineering time.