How the MoMo referral program works
MoMo pays the referrer either 100,000₫ or 999,000₫ in cash, chosen at random, for each of the first five referrals, dropping to 50,000₫ from the sixth. The referred friend receives up to 686,000₫ plus a gift package. Rewards land in the Túi Thần Tài savings pot, which earns up to 5% a year.
What the program pays
What makes this program different
A randomised reward with a very wide spread — a tenfold difference between the two outcomes — paid into an interest-bearing pot rather than a spendable balance. The lottery framing produces far more sharing per dollar than a flat payout of the same expected value.
Why it works
A wide random spread makes the reward feel like a prize rather than a rebate, which drives sharing behaviour disproportionately.
Paying into an interest-bearing pot keeps the money inside the product and introduces a second feature at the same time.
Golden-hour timing windows concentrate activity into periods MoMo can staff and measure.
What to copy
- A randomised reward can outperform a flat one of the same expected cost — but only if the spread is wide enough to feel like a prize.
- Pay the reward into your stickiest surface, not into a withdrawable balance.
- Check your local rules before running a lottery-style reward. Randomised prizes are regulated very differently across markets.
- MoMo has no permanent referral web page — momo.vn/gioi-thieu-ban-be returns 404 — so the only citable sources are dated campaign articles, which rot quickly.
MoMo referrals, answered
How much does MoMo pay for a referral?
Either 100,000₫ or 999,000₫ chosen at random for each of the first five referrals, then 50,000₫ from the sixth onward. The referred friend receives up to 686,000₫ plus a gift package.
Where does the MoMo referral reward go?
Into the Túi Thần Tài savings pot, which MoMo states earns up to 5% a year, rather than into a directly spendable balance.
MoMo is not a ReferralFlo customer and this page is not affiliated with, endorsed by, or sponsored by MoMo. All terms described here are taken from MoMo’s own published materials as at 4 August 2026 and may have changed since. Trade marks are the property of their respective owners.
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ReferralFlo runs the mechanics on this page \u2014 tiered rewards, qualification rules, caps and payouts \u2014 without engineering time.