How the bunq referral program works
bunq publishes the reward types but not the amounts. What you receive depends on where in the app you send the invitation from: bonus interest, a metal card, grocery spins, free stock-trading months, or a business cash reward. Whatever the referrer earns, the friend receives the same perk.
bunq runs a program but does not publish the amount
That is a finding, not a gap. The mechanic below is published; the value is not, and any specific figure circulating for this brand comes from third-party sites rather than the company.
What makes this program different
Contextual reward selection. Invite from the savings tab and you get bonus interest; invite from stocks and you get free trading months. The reward is chosen by the surface the advocate was using, which means it is always relevant to what they were already doing.
Why it works
Matching the reward to the feature in use makes the incentive feel native rather than bolted on.
Giving both sides the identical perk removes any awkwardness in the ask.
Publishing reward types but not values keeps the offer flexible without being opaque about what you might get.
What to copy
- Let the reward follow the context of the share. If a user is deep in one feature, reward them within it.
- Publishing categories rather than amounts is a workable middle ground between full disclosure and total opacity.
- bunq publishes no amounts for any reward type, and reserves the right to replace rewards at any time.
bunq referrals, answered
What does bunq give for a referral?
It depends where you invite from. bunq lists bonus interest, a metal card, grocery spins, free stock-trading months and a business cash reward. Whatever you get, your friend receives the same perk. Amounts are not published.
Does bunq publish its referral reward amounts?
No. bunq publishes the reward types only, and states it may replace rewards at any time.
bunq is not a ReferralFlo customer and this page is not affiliated with, endorsed by, or sponsored by bunq. All terms described here are taken from bunq’s own published materials as at 4 August 2026 and may have changed since. Trade marks are the property of their respective owners.
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ReferralFlo runs the mechanics on this page \u2014 tiered rewards, qualification rules, caps and payouts \u2014 without engineering time.